Getting ready for 2021
Q: I have been very frustrated with my portfolio this year. The S&P 500 and the Dow keep setting records, but my...
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Be careful with that self-directed IRA
Q: I have received several emails pitching something called a “self-directed” IRA. It sounds like they would allow me to...
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Tricks and tips for your IRA
Q: Early this year, I took a required minimum distribution from my IRA. When the pandemic hit and the government...
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Tax Questions for the Homestretch
I don’t know about you, but the rapidly approaching end of 2020 leaves me feeling a bit tired. On one hand, I find it...
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5 Ways to Protect Your Retirement
Retirement isn’t what it used to be. In the old days, a person could expect to retire with a nice pension. Nowadays...
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Is your retirement plan shark bait?
Is your retirement plan shark bait? How much do you know about your company’s 401k plan? I’m not talking about the kinds...
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Going solo with your 401k
Q: A couple of years ago, I decided to start my own consulting business. It has been doing pretty well and someone...
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How much mortgage is too much?
Q: With interest rates as low as they are, my wife and I are looking at buying a larger home. Our credit is good and our...
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Are You Prepared?
The wildfires that spread through large areas of Monterey and Santa Cruz counties this past summer were stark reminders...
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Bridging early retirement to Medicare
Q: My company recently announced another round of layoffs and I expect to be let go. I am 62 and I am a little old to be...
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Take look at your Medicare coverage
Once again Medicare open enrollment season has arrived. Between October 15 and December 7, you have the opportunity to...
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Inheriting an inherited IRA
Q: I am 72 years old. When my only brother died earlier this year, he left his IRA to me. I know the rules for inherited...
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