Should I refinance my mortgage?
Q: I have been thinking about refinancing my mortgage for several months. Just when I was about to lock in my rate a few...
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Finding the right advisor Part 2
Finding the right financial advisor is not an easy task. Doing it well requires a combination of self-awareness (i.e...
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Finding the right advisor Part 1
It should be no surprise that I am a big fan of financial advisors. After all, it has been my business for the past 35...
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Alphabet soup—Making sense of advisor credentials
Q: I am looking for a new financial advisor. In my search I have come across several different credentials. To me, all...
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Beware the dark side
In my desk I keep a file folder provocatively titled “The Dark Side.” In this file I keep news clippings of some of the...
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How much is your financial advisor really worth?
A couple of years ago, Vanguard published a study trying to answer a very important question: how much is a financial...
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Are muni bonds for me?
Q: I watched President Biden’s speech Wednesday night and it sounds to me like tax rates are definitely going higher. It...
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When bubbles burst
Q: I have heard several people on television say that we are in a “bubble economy.” They point to the stock market and...
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The Market is down, What to do now with your 401k?
The Market is down. What to do now with your 401k?
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The low-down on long-term care insurance
Q: My wife and I are both in our early 60s and we are starting to think about retirement. When we did our financial plan...
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The secret life of bonds - Part 2
One of the things I like best about bonds is their mathematical precision. As long as the issuer doesn’t default, you...
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The secret life of bonds - Part 1
Shortly after I started business school in the mid-1980s, I found myself surrounded by a group of people I never before...
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