How to give money to your kids
Q: My wife and I would like to give some money to our children to help them prepare to inherit our wealth, but we aren’t...
Read More
How much can I take from my 529 plan?
Q: My daughter recently started her first year at the university. This is turning out to cost a lot more than we...
Read More
Concerns about the SECURE Act of 2019
Last May, the House of Representatives passed the Setting Every Community Up for Retirement Enhancement Act of 2019...
Read More
Should I exchange my variable annuity?
Q: Several years ago, I went to roll over a CD at my bank. While I was there, the gentleman suggested I talk with the...
Read More
Early withdrawals from retirement accounts
The tax advantages of retirement accounts—IRAs and 401(k)s—come with significant strings attached. On the one hand, the...
Read More
Beware the joint tenancy trap
As parents age, families sometimes struggle with how to best keep their parents’ financial affairs in order. One common...
Read More
What’s up with required minimum distributions
I get a lot of questions about retirement accounts and required minimum distributions. If the rules seem confusing to...
Read More
Putting together your financial team
Question: My husband recently passed away and I suddenly find myself dealing with all the financial matters he used to...
Read More
A little more on student loans
Q: I read your article and it rang so true. My daughter will graduate this year with about $10k in loans in her name...
Read More
Getting smart about college, Part 2
Last week I wrote about the need to be smart when it comes to your college education. We looked at how expensive college...
Read More
Getting smart about college, Part 1
Paying for college has never been easy for most people, but the challenge has only grown greater over the last several...
Read More
Check your beneficiary designations
Q: My husband passed away last year. In the process of settling his estate, I contacted the custodian of his IRA to...
Read More
