Six principles for a prosperous New Year
I know I’m a bit old-fashioned, but I firmly believe people are happier and more satisfied when they live according to...
Read More
Getting ready for 2021
Q: I have been very frustrated with my portfolio this year. The S&P 500 and the Dow keep setting records, but my...
Read More
Be careful with that self-directed IRA
Q: I have received several emails pitching something called a “self-directed” IRA. It sounds like they would allow me to...
Read More
Tricks and tips for your IRA
Q: Early this year, I took a required minimum distribution from my IRA. When the pandemic hit and the government...
Read More
Tax Questions for the Homestretch
I don’t know about you, but the rapidly approaching end of 2020 leaves me feeling a bit tired. On one hand, I find it...
Read More
5 Ways to Protect Your Retirement
Retirement isn’t what it used to be. In the old days, a person could expect to retire with a nice pension. Nowadays...
Read More
Is your retirement plan shark bait?
Is your retirement plan shark bait? How much do you know about your company’s 401k plan? I’m not talking about the kinds...
Read More
Going solo with your 401k
Q: A couple of years ago, I decided to start my own consulting business. It has been doing pretty well and someone...
Read More
How much mortgage is too much?
Q: With interest rates as low as they are, my wife and I are looking at buying a larger home. Our credit is good and our...
Read More
Are You Prepared?
The wildfires that spread through large areas of Monterey and Santa Cruz counties this past summer were stark reminders...
Read More
Bridging early retirement to Medicare
Q: My company recently announced another round of layoffs and I expect to be let go. I am 62 and I am a little old to be...
Read More
Take look at your Medicare coverage
Once again Medicare open enrollment season has arrived. Between October 15 and December 7, you have the opportunity to...
Read More
