Q: Your column on back-door Roth conversions made we wonder if I should use the Roth account in my 401(k) plan. My husband has been trying to get me to switch to the Roth for a long time, but
Congress is getting ready to slam the door on a popular retirement savings strategy—the so-called back-door Roth conversion. This is regrettable from a financial planning perspective because
Not long ago, my wife and I took advantage of a beautiful Saturday afternoon to visit art galleries in Carmel. As we walked past a fashionable men’s clothing store my wife suggested we pop inside to see if they had a pair of dress shoes. I had been looking for just the right pair for weeks.
Q: I don’t know if it’s just me, but my paycheck doesn’t seem to go as far as it used to. The government says inflation is low, but I’m feeling a real squeeze. It is really as low as they claim?
The ongoing saga of bitcoin continued this week as tiny El Salvador became the first country to officially recognize bitcoin as legal tender. Bitcoin celebrated its new official status by promptly plunging nearly 17 percent before
One of the best parts of being a financial planner is helping people find meaningful answers to important life questions. Sometimes the questions are straight-forward such as: do I have enough to retire;
Q: I have been working and saving for retirement for the past 50 years. My goal was to retire once I had a million dollars in retirement savings and I am almost there.
If you read the financial press, you have surely read that many Americans are woefully unprepared for retirement. Unfortunately, this is true. However, it is also true that retirement accounts hold a vast amount of America’s wealth.
COVID has pushed American adults further into cyberspace. According to the Pew Research Center, 85 percent of American adults say they go online every day and more than one-third of those say they are “almost constantly”