Blog | MontereyPW

Mar 16, 2016

Question: What do you recommend for income in retirement? I’m retired and need income from my investments. Answer: Nobod...

Nov 20, 2015

Question: I heard a while back that there was some legislation in the works that would make children directly liable for...

Nov 15, 2015

Question: I am thinking about setting up 529 College Savings Plans for my children and am having trouble choosing which...

Oct 15, 2015

The third quarter was tough. The S&P 500 index closed down 6.4 percent on the quarter – its worst quarterly return since...

Oct 9, 2015

Question: You once wrote a column on social security tips. I cut it out but now I can’t find it. Can you give me an upda...

Aug 28, 2015

During the recent market decline, an investor emailed me expressing concern. He wrote, “I’ve lost $30,000 in the last we...

Aug 15, 2015

My grandfather Henry Alt, or Grandpa as we called him, retired in 1977 when he turned 67. He died of a heart attack two...

Aug 14, 2015

Question: The White House budget targets “backdoor” Roth IRA contributions. This is a strategy that supposedly allows ta...

Jul 13, 2015

Returns on most asset classes were underwhelming in the 2nd quarter. The biggest loser, real estate investment trusts (...

Jul 10, 2015

Question: Last week I finally succumbed to my fears of the market and moved all my 401K investments to a money market fu...

Jun 5, 2015

Question: Our attorney drafted a living trust for my husband and I in 1997 and all our assets are in the trust. When one...

May 29, 2015

Question: My mother is 85 years old and owns a portfolio of blue-chip stocks worth over $2 million. They were purchased...