Blog | MontereyPW

Nov 18, 2014

Good for you for asking this question ahead of time! The answer is somewhat complex and the penalty for making a mistake...

Nov 14, 2014

Question: I work hard, have paid off my mortgage, and have been saving for retirement. My goal is to become wealthy enou...

Oct 31, 2014

Question: I am thinking about setting up a 529 college savings plan. My research tells me that they are available from a...

Oct 21, 2014

If you’ve ever let a family member borrow money, you know it can sometimes become awkward and change your relationship....

Oct 3, 2014

Question: I read your column last week about how a financial advisor could add value to my investment account. I see adv...

Oct 1, 2014

It's that time of year, again, when the Carmel Pine Cone weekly holds their annual "Golden Pine Cone" survey. For two co...

Sep 12, 2014

Question: My wife and I are in our early thirties and both work. We feel as if we need some advice to help us plan our f...

Aug 29, 2014

The two rates of return you mention are used for different purposes. Investors use IRR to compare their portfolio’s retu...

Aug 22, 2014

I’m not sure who makes more money on the stock market – Wall Street or the media? The stock market is a never-ending sou...

Aug 1, 2014

Question: I have an investment advisor, and my portfolio has been underperforming the stock market. Should I switch? Ans...

Jul 23, 2014

A common question among financial consumers is “what’s the best credit card?” I asked the same question recently as I re...

Jul 4, 2014

Question: The recent Supreme Court decision regarding inherited IRAs seems to have suddenly made our IRA beneficiary des...