Is Long-term Care Insurance Worth It ?

I believe it was Bette Davis who said, “Old age ain’t no place for sissies.” I was reminded of this recently as I visited a friend in a local nursing home. It wasn’t one of those posh facilities where patients are pampered through their declining years. This nursing home was, for lack of a better word, sobering. It was clean and the caregivers were genial, but it wasn’t the kind of place I would want to live.
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