Monterey Herald

Q: My wife and I have been married for two years and we just had our first child. A friend of mine sells life insurance and says I should buy a life insurance

Q: I am thinking about applying for a home equity line of credit. I don’t think I will draw on it frequently, but I may use it to help my daughter buy a home or do some work around the house

How honest is your financial advisor? It is a question worth asking. While most advisors are honest and ethical, a bad one can turn financial dreams into nightmares.

Q: My wife and I would like to give some money to our children to help them prepare to inherit our wealth, but we aren’t sure how to best do that

Q: My daughter recently started her first year at the university. This is turning out to cost a lot more than we expected

Last May, the House of Representatives passed the Setting Every Community Up for Retirement Enhancement Act of 2019, otherwise known as the SECURE Act, by a remarkable 417-3 majority.

Q: Several years ago, I went to roll over a CD at my bank. While I was there, the gentleman suggested I talk with the bank’s investment expert to see what other

The tax advantages of retirement accounts—IRAs and 401(k)s—come with significant strings attached. On the one hand, the IRS requires account owners to