Monterey Herald

It seemed inevitable that the SECURE Act would eventually make it out of legislative limbo. In May, the House of Representatives passed the bill,

December is upon us and that means 2019 is almost in the history books. Can you believe it? It seems like I just put the Christmas decorations away and here I

Q: I am 64 years old and recently retired. My 401(k) plan is worth about $1 million and I have about $500,000 in taxable investments. I have been thinking about

As a financial planner, I constantly look for ways to explain important economic ideas that are accurate and easy to understand. I recently came across the

Q: I’m thinking about getting a new car. I have always paid cash for my cars, but the car dealer is trying to talk me into a lease

Q: My wife and I have been married for two years and we just had our first child. A friend of mine sells life insurance and says I should buy a life insurance

Q: I am thinking about applying for a home equity line of credit. I don’t think I will draw on it frequently, but I may use it to help my daughter buy a home or

How honest is your financial advisor? It is a question worth asking. While most advisors are honest and ethical, a bad one can turn financial dreams into

Q: My wife and I would like to give some money to our children to help them prepare to inherit our wealth, but we aren’t sure how to best do that

Q: My daughter recently started her first year at the university. This is turning out to cost a lot more than we expected