USA Today - Why a losing stock market can be a win for investors

Monterey Private Wealth · January 19, 2016

Gary Alt, co-founder and financial advisor at Monterey Private wealth in Pleasanton, CA, was quoted in a USA Today and article, "Why a losing stock market can be a win for investors" by Arielle O'Shea/NerdWallet, published on January 16, 2016.

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Millennial Homeownership Stalls as Flexibility Prevails


Monterey Private Wealth · June 18, 2015

Millennial Homeownership Stalls as Flexibility Prevails
Gary Alt, co-founder and financial advisor at Monterey Private Wealth in Pleasanton, CA, was quoted in a NerdWallet article, "Millennial Homeownership Stalls as Flexibility Prevails" by Tony Armstrong, published on April 29, 2015.

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When Should You Begin Collecting Social Security?


Gary Alt · April 2, 2015

When Should You Begin Collecting Social Security?
Gary Alt, co-founder and financial advisor at Monterey Private Wealth in Pleasanton, CA recently had an article published by Nasdaq.  You can read the article at Nasdaq.com by clicking here, or read it below.

Deciding when to start collecting Social Security benefits is one of the biggest financial decisions you’ll make in retirement. Why? The lifetime cost of making the wrong choice can be enormous, and could have a huge impact on your family’s retirement lifestyle. Considering that you’ve contributed a hefty amount over many years of your career, make sure you’re not shortchanging yourself or your family.

Consider a hypothetical example: Bob turns 62 this year and is wondering whether he should begin collecting benefits. If he waits until his full retirement age of 66, he’ll get $24,000 per year. Taking early benefits at age 62 cuts his payments by 25%, so Bob will get only $18,000 a year.

If he waits until age 70, his full retirement benefit amount increases 8% a year, rising to $32,652. By age 85, those payments will add up to about $608,600, compared with only about $547,600 if he started collecting at age 62, assuming 2% percent annual cost of living adjustments.

While there are a lot of factors that go into the decision on when to start taking benefits, a few of them are critical in making the right choice....

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How to dispute (and win) rental car damage claims


Gary Alt · March 20, 2015

How to dispute (and win) rental car damage claims
Gary Alt, co-founder and financial advisor at Monterey Private Wealth in Pleasanton, CA, recently had an article published by The Christian Science Monitor.  You can read the article below or at CSMonitor.com by clicking here.

While attending my nephew’s wedding in Minnesota last year, I rented a car from a national company at Minneapolis-St. Paul International Airport.  I won’t mention the company name, but it’s one of the top rental companies in the United States and they have counters in almost every airport—no fly-by-night company.  Given their brand reputation and my previous experiences with them, I expected an uneventful and positive customer experience.

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USA Today - What to do when behind on retirement savings


Monterey Private Wealth · February 2, 2015

Gary Alt, co-founder and financial advisor at Monterey Private wealth in Pleasanton, CA, was quoted in a USA Today article, "What to do when behind on retirement savings" by Teddy Nykiel, published on February 1, 2015.

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USA Today - What credit score do I need to refinance?


Gary Alt · October 27, 2014

Gary Alt, co-founder and wealth manager of Monterey Private Wealth in Pleasanton CA, was quoted in the USA Today article, "What credit score do I need to refinance?"  on October 27, 2014.

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This Couple Retired in Their 30s. Could You?


Steve Merrell · September 2, 2014

Steve Merrell, co-founder and financial advisor at Monterey Private wealth in Monterey, CA, was quoted in a Huffingtonpost article, "This Couple Retired in Their 30s. Could You?," by Betterment, published on August 28, 2014.

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The $1 Million Retirement Nest Egg Myth


Monterey Private Wealth · May 22, 2013

Steve Merrell was asked to comment on a CNBC special column: The $1 Million Retirement Nest Egg Myth.

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Clients Turn to Medicaid Trusts as Costs Soar


Monterey Private Wealth · March 1, 2013

Gary Alt was asked to comment on the Wall Street Journal's article: Clients Turn to Medicaid Trusts as Costs Soar.

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Moving Up in Floating Rate Bonds


Monterey Private Wealth · September 20, 2013

Steve Merrell, co-founder andfinancial advisor at Monterey Private wealth, was asked to comment on the Wall Street Journal's article, "Moving Up in Floating Rate Bonds" by Murray Coleman, published on September 11, 2013.

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Money Moves Every College Freshman Should Make


Monterey Private Wealth · August 30, 2013

Steve Merrell, co-founder and financial advisor at Monterey Privatewealth, was asked to comment on the Wall Street Journal's article, "Money Moves Every College Freshman Should Make," by Veronica Dagher, published on August 24, 2013.

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