Our Fiduciary Promise

We are a fee-only financial adviser - 100% fee-only.  This means we are paid by our clients, and we do not accept commissions or payments from third parties.  Our loyalty is to our clients.

Unlike many advisors, Monterey Private Wealth is a fiduciary for our clients, and we put that in writing with our Fiduciary Promise.

As a Fiduciary, We Will:

Put your interests ahead of ours.


Make recommendations only after understanding your investment objectives, financial situation and concerns.


Eliminate conflicts of interest wherever possible, and provide full disclosure for conflicts that are unavoidable.


We will provide you with a full and transparent disclosure of all fees.

We Do Not: 

Receive commissions for recommending any investments to you.


Accept payments from other professionals for referring you to them.


Sell financial products.

The result?  We avoid the conflict of interest that is inherent in typical commissioned broker transactions. This results in higher quality financial advice for you.