What We Do

Lifetime Planning Approach

Your financial life will change as you move through each new phase of life – presenting new challenges and opportunities.  Our team has the expertise and dedication to help you anticipate transitions, identify decision points, and capitalize on opportunities.   We have helped clients through innumerable financial situations, which we believe gives us a unique view to help you prepare for what lies ahead. 

With our Lifetime Planning Approach we create and implement a customized plan which evolves with your changing needs, and aligns with your values.





Resilient Portfolios


What does building the right portfolio mean to you? Our Resilient Portfolios are grounded in time-tested principles that are centered on building you a customized portfolio that is in sync with your financial life plan. Resilient Portfolios are constructed with the following guidelines:


Dynamic -  Your life requires your portfolio to evolve as you do. Just as your needs, goals, and risk tolerance will change, so should your portfolio. We have the investment experience to anticipate portfolio adjustments that change with you instead of static models.  


Risk Managed – Your portfolio is designed to manage various risks inherent in financial markets.


Disciplined - Disciplined investing involves managing the behavioral and emotional aspects that sometimes come with investing in the markets. Financial education centered on how your financial plan and portfolio work together is part of our portfolio management and regular review process.


Diversified - Diversification extends beyond "not putting all your eggs in one basket." The goal is to create tax-efficient and cost-conscious portfolios that can take advantage of market upside while minimizing market downside.

Our Process

*Please Note: Limitations.  Different types of investments involve varying degrees of risk.  Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Monterey Private Wealth, Inc.) or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful. A copy of our current written disclosure Brochure as set forth on Part 2A of Form ADV discussing our advisory services and fees continues to remain available upon request or at www.montereypw.com.